To be eligible to enter Footy Tipping:

• The competition is open to all Australian Residents, (both Sponsor clients and non-clients alike), and is also open to interstate residents who are existing Sponsor clients). Proof of identity will be required to redeem cash prizes, Sponsor reserves the right to refuse payment of a prize to any potential winner who refuses to, or cannot provide sufficient documentation to verify their identity.

• Competition consists of 22 rounds, based on the 22 Round 2010 AFL Premiership Season (footy season).
• Entry is free, and all entrants are eligible to win weekly and end of competition prizes, subject to these terms and conditions.
• Each week you must select one "winning team" from each game of the round.
• One game for the round will have a points margin field, for this game you must nominate the number of points you think the team you tipped for this game will win by.
• Your tips for a round must be submitted by 5pm (AEST) on the date of the first game of the round, at which time tips for that round will be closed.
• Tips can only be entered via the entry screens on the competition website, e-mailing, mailing, faxing or phoning tips to Sponsor will not be accepted in any instance.
• Tips can be changed or modified via the competition website, prior to the close of that round. There is no limit to the number of times you may change your tips.
• Tips for all rounds are open from 1st March 2010 until the relevant round closes. You may enter tips for multiple rounds and can go back and revise any rounds tips at a later date, up until the time that round closes. If you are unable to get to a computer screen in a particular week, you may enter those tips early to ensure you do not miss out.
• If you fail to enter tips for a particular round before the round cut-off time, you will be automatically given the default team selection of all away games and a margin points selection for that round of 25. In addition to this the maximum Game Points you may accumulate for this round will be 5 (e.g. if all away teams win, you will still only accumulate 5 game points, not 8).
• On completion of all games, and before 9am on the day following the last game of a round, the winner for that round will be calculated on the following basis.
• Prize winners will be notified by e-mail on the day following the last game of a round (or the last game of the final round for the Grand Prize), the e-mail will contain contact details for the tipster to arrange collection of their prize.
• Prizes will be awarded by Sponsor based on these Rules, Terms and Conditions, as interpreted by Sponsor, no correspondence will be entered into.
• Prizes will be available for collection after the winner has been notified by e-mail of their prize, this e-mail will include further instructions on how the tipster can arrange to collect their prize. Prizes must be collected within 60 calendar days of the end of that round of football, or in the case of the Grand Prize, the end of the final round of football.
• In the event of a prize being refused due to insufficient id, ineligibility based on the above rules, or in the event of a prize not being collected within the allotted time limit as above, the prize will be awarded to the 2nd placegetter for the round, or the 2nd placegetter overall for the end of season prize.
• Sponsor reserves the right to publish winners names and suburb via our website or other advertising media as we see fit, no other information about winners will be disclosed in marketing or otherwise, unless explicitly authorised in writing by the winner.
• Registrations will be accepted throughout the season, however late registering tipsters will join the competition with a cumulative points total of zero, and a cumulative margin tally of 150 points for every completed or partially completed round of the competition at the time of registration.

Weekly Results Calculation

On completion of all games of a round, and before 9am on the day following the last game of the round;

• For each game where the tipster correctly selects the winner, 1 game point is awarded.
• In the case of a drawn game, 1 game point shall be awarded to all tipsters for that game.

• For the points margin game of each round, each tipster must select a margin their selected team will win by, for these games the margin points tally is calculated as follows:
• If the tipster picks the WINNING TEAM in the points margin game, the margin points will be calculated based on the difference between the nominated margin and the actual winning margin of the winning team, for example if the tipster selects a points margin of 15 points, and the team tipped wins by 10 points the margin points would be 5.
• If the tipster picks the LOSING TEAM in the points margin game, the margin points is automatically set to 150 points for that round.
• The winner for the round shall be the tipster who has the highest number of game points for that round. In the event that two or more tipsters have the equal highest number of game points for a round, the winner shall be the person with the highest number of game points for the round, and the lowest number of margin points for the round. In the event that two or more tipsters have the highest number of game points for a round AND the lowest number of margin points for the round, the prize shall be split equally between those tipsters.

Each tipsters game points for a round are rolled over into a cumulative game points total for that tipster. A tipsters cumulative game points total is the sum of all weekly points for that tipster after the final round of the competition.

Each tipsters margin points for a round are rolled over into a cumulative margin points total for that tipster. A tipsters cumulative margin points total is the sum of all weekly margin points for that tipster after the final round of the competition.

The Grand Prize winner will be the tipster who has the highest cumulative game points total after the final round of the 2010 AFL premiership season has completed. In the event that two or more tipsters have the highest cumulative game points total at this time, the winner shall be the person with the highest cumulative game points total and the lowest cumulative margin points total. In the event that two or more tipsters have the highest cumulative game points total and the lowest cumulative margin points total, the Grand Prize will be split equally between those tipsters.

Prizes

There will be two prizes for the ISW 2010 Tipping Competition:

• Clients Prize - For ISW Clients and other persons, the prize is an Apple iPad;
• Employee Prize - Those people employed by, or an immediate family member of anyone employed by the Sponsor, ISW or any associated entities, the prize is an Apple iPad.

Immediate Family: includes the spouse (including a former spouse, a de facto spouse and a former de facto spouse of an employee; and child or adult child (including an adopted child, step child or an ex nuptial child), parent, grandparent, grandchild or sibling of the employee or spouse of the employee.

Tipster: Person who is eligible to enter and has registered to enter the Footy Tipping competition, via the registration form on the Footy Tipping web site.